Fire Insurance
Shield your business!
Easy claim process
Instant policy generation
Covers burglary
Covers for loss in stock
Covers up to 50 crores
Complete disaster protection
Fire insurance for MSMEs
Our Fire Insurance plan offers all-round protection against loss, damage, or destruction of insured assets caused by covered risks. It safeguards your property not only from fire but also from perils such as explosions, implosions, and lightning. Coverage further extends to land subsidence, landslides, rockslides, and forest, bush, or jungle fires.
The policy also protects against impact damage from vehicles, falling trees, aircraft, or walls, including losses due to missile testing activities. It covers incidents like bursting or leakage of water tanks, pipelines, or sprinkler systems. Additionally, theft occurring within seven days as a direct result of these insured events is included, ensuring complete security for your valuable property.
Why is fire insurance important for your business?
This Fire Insurance policy provides dependable protection for properties with total asset values of up to ₹50 crore at the start of the policy. It covers financial losses caused by unforeseen incidents leading to physical damage, loss, or destruction of buildings, plants and machinery, stock, and other business assets. To strengthen coverage, the policy includes a waiver of underinsurance of up to 25%.
It also comes with built-in benefits such as coverage for additions, alterations, or extensions; temporary movement of stock; startup costs; and expenses for debris clearance. Further protection is available for stock on a floater basis, specified contents, professional fees, and costs required under municipal laws. Tailored for micro, small, and medium enterprises—including offices, hotels, restaurants, and more—this fire insurance policy ensures your business stays secure against unexpected risks.
Key features of fire insurance
Coverage
Our fire insurance plan offers extensive protection for your business, safeguarding against risks like damage or loss to buildings, machinery, stock, and other assets. It minimizes your financial burden by covering repair or replacement expenses in case of a fire.
Quick fire insurance claim settlement
Experience a quick and stress-free claims process with our policy. Our dedicated 24/7 claims team provides fast financial assistance whenever you need it most.
Industry expertise
With years of expertise in the industry, we recognize the specific risks businesses encounter. We evaluate potential threats and provide customized solutions to safeguard your business effectively, giving you complete peace of mind.
Instant policy issuance
secure your fire insurance policy in minutes using our advanced technology. Our streamlined process eliminates unnecessary paperwork, enabling you to safeguard your business quickly and efficiently with just a few clicks.
Benefits of fire insurance
Businesses frequently face risks such as fire outbreaks, making fire insurance a vital layer of protection. This policy delivers broad coverage against damages caused by fire, explosions, and related hazards. Beyond fire-specific risks, it also includes protection against losses from natural disasters, bursting water tanks, theft, and more—ensuring strong security for your property.